For all your transportation and logistics needs. Insure with Knight.

Property & Casualty

Property & Casualty (P&C) and other business insurance is essential to cover your company’s assets and protect against exposures to general business and transportation-related liabilities. Let Knight’s professionals evaluate your business and design a custom package to protect your financial interests.

PROPERTY

Depending on the nature of your business, you may need more than a basic property policy. Options include:

ELECTRONIC DATA PROCESSING (EDP)

All-risk coverage for computers, hardware and software.

BUSINESS INCOME & EXTRA EXPENSE

Provides coverage for loss of net income, rental income, and extra expense to continue business operations vital to a logistics provider.

PROPERTY EXTENSIONS

Property coverage can also include:

  • Accounts Receivable
  • Contingent Business Interruption
  • Employee Dishonesty
  • Mobile Equipment
  • Newly Acquired Property
  • Property in Transit
  • Property of Others
  • Valuable Papers
GENERAL LIABILITY

Covers your legal liability for bodily injury, death and third-party damage. Typical liability options include:

PREMISES LIABILITY
PRODUCTS & COMPLETED OPERATIONS
PERSONAL & ADVERTISING INJURY
EMPLOYEE BENEFITS LIABILITY

Covers errors and omissions in administering employees’ benefits.

EMPLOYER’S LIABILITY

Coverage for physical loss or damage to property of others while in transit, including legal costs.

UMBRELLA & EXCESS LIABILITY

Provides additional amounts of insurance over other general liability policies.


COMMERCIAL AUTO

Our Transportation and Logistics Risk (TLR) program can cover commercial vehicles or trucks used for local deliveries or long-haul transit.

PHYSICAL DAMAGE

Covers physical damage to company vehicles you own or lease for business use.

LIABILITY

Covers liability for bodily injury or death arising out of the use of a commercial auto or truck.

HIRED/NON-OWNED LIABILITY

Liability protection for car rentals and employees driving vehicles during business hours.


WORKERS COMPENSATION

Provides compensation benefits for employees injured on the job as determined by state law.